However, you can go with a two- or four-year Raise Your Rate CD that allows you to increase your rate once during the term if the rate is higher than your current one. Its High Yield CD offers the highest APYs of its suite of offerings. Of course, you’ll get the most for your money if you opt for a longer term, such as its three-year High Yield CD with its 4.1% APY.Īlly also offers a wide range of term lengths and CD options.

We love its No Penalty CD, which offers a high 4.55% APY while still allowing you to withdraw funds as soon as six days after opening the account. All international money transfer servicesĪlly Bank offers CDs that are competitive with the top banks in the market.